Worth It? app iconWorth It?
Brutally honest · iOS only

You're notspending money.You're spendingyour life.

Every dollar leaves your account with a body bag. Worth It? shows you what's inside — the hours, the years, the retirement you just quietly traded away for a thing.

No accounts · No ads · No bank linking · No mercy

2,160 hrs
that 'cheap' new car
17 yrs
retirement delayed
4,805
coffees never sipped
$17.80
what an hour of you costs
That latte? 3 hours of your week.That iPhone? 87 hours.That car? 17 years off retirement.That subscription? a weekend, every year.That vacation? 2 months of mornings.
That latte? 3 hours of your week.That iPhone? 87 hours.That car? 17 years off retirement.That subscription? a weekend, every year.That vacation? 2 months of mornings.
The math nobody shows you

Your paycheck
is a timer.

You don't get paid in dollars. You get paid in hours you'll never get back. Worth It? converts every price tag into the only currency that actually matters.

  • $1,200 phone
    67 hours = a full work week
  • $5 daily coffee
    9 days of your life, per year
  • $28,831 car
    13 months you'll never live again
HOURS SPENT2,160FOR ONE CAR
Counting your real cost
3 taps · 6 seconds · 1 hard truth

Run the reality check.

No spreadsheets. No budgets. No shame spiral. Just the number you've been avoiding.

9:41● ● ●
Worth It?
THE PRICE
🔥 43USD
1/3
What does
it cost?
Name this purchase
Total Price
Monthly
$ 0
Next →
Step 1

Drop in the price

One-time or monthly. Coffee or condo. If it has a price tag, it has a real cost.

9:41● ● ●
Worth It?
YOUR TIME
🔥 43USD
2/3
What is your
time worth?
Annual
Hourly
$ 17.80 /hr
of your life
Last Step →
Step 2

Tell it what an hour of you is worth

Annual or hourly. Don't lie to yourself here — that's the whole point.

9:41● ● ●
Worth It?
FINE TUNE
🔥 43USD
3/3
Last
adjustments.
After-Tax Income
25%
Savings Rate
6%
Include APR
swipe to reveal →
Step 3

Brace yourself

Taxes, savings, APR — toggle reality on. Then watch the number bite.

The receipt you didn't ask for

$28,831.
Or 2,160 hours of you.

That's 13 months of your working life. 17 years tacked onto retirement. 4,805 coffees you'll skip while you pay it off.

Still want it? Maybe. At least now you're choosing with your eyes open.

9:41● ● ●
Worth It?
RESULT
🔥 43USD
THIS PURCHASE COSTS YOU
2,160
HOURS
for $28,831
⚠ REALITY CHECK ⚠
Work time1.0 yrs
Delays retirement17 yrs
After-tax rate$13.35/hr
Interest cost+$3,631
↗ SHARE THIS REALITY
Before vs. After

Same price.
Different feeling.

How you see it now
$1,200
"It's only twelve hundred bucks."
Pain level: meh
How Worth It? shows it
67 hours
An entire workweek. Gone. For a phone you'll replace in 2 years.
Pain level: oh.
Six tools. Zero excuses.

Spend on purpose.
Not on impulse.

See the real price tag

The number on the sticker is fiction. The hours of your life are not.

Out-think the impulse

The 6-second pause that beats every willpower hack you've ever tried.

Hours, days, years

Pick the unit that hurts. Sometimes a price tag is best measured in summers.

The full damage

After-tax income, savings rate, APR. The total cost — interest and all.

Make it tangible

Coffees. Netflix months. Gallons of gas. Abstract dollars finally make sense.

Nobody watching

No account. No bank link. No ads. No subscription. Your numbers stay yours.

The question isn't
"can I afford it?"

It's "is it worth it?"

FAQ

Quick answers

Wait — is this going to make me feel bad about everything I buy?+

Only the things that should make you feel bad. Most purchases pass the test. The ones that don't? You probably already knew.

Are there subscriptions or ads?+

None. No subscriptions, no ads, no in-app purchases. One App Store purchase and the app is yours forever.

Do I need to connect my bank?+

Never. Worth It? doesn't read accounts or track spending. It just does the math on what you tell it.

Is there an Android version?+

Not yet. Worth It? is iOS-only — iPhone, iPad, iOS 16+.

Do you store my income?+

No account required. Everything stays on your device.

What can I check?+

Anything with a price. Coffee habits. Phones. Cars. Vacations. Rent. Subscriptions. Financed anything. If it costs money, it costs time.

Last thing

Stop trading hours for stuff.

Six seconds. One number. A whole new way to see your money.

iPhone · iPad · iOS 16+